Down Payment Assistance

Are you saving to buying a house? Eligible homebuyers may qualify for $10,500.

Get the process started today by taking a required class near you at NEDCO or Willamette Neighborhood Housing Services.

Register for a Homebuying class

Benton County – WNHS Homebuyer Workshop

Clackamas County – NEDCO ABCs of Homebuying

Coos County – Framework Homebuyer Education

Lane County – NEDCO ABCs of Homebuying

Lincoln County – WNHS Homebuyer Workshop

Linn County  РWNHS Homebuyer Workshop

Marion County – NEDCO ABCs of Homebuying

Cannot attend one of these classes? You may opt for an online homebuying class, Framework.

Frequently Asked Questions

Is funding currently available?

Yes.

Where does the funding come from?

Project Reinvest: Homeownership

What can I use Project Reinvest DPA for?

Project Reinvest DPA may be used for downpayment and closing costs.

Am I eligible for Project Reinvest DPA?

  • Meet household income criteria, within 100% of Area Median Income (See “Income Criteria”)
  • Be an eligible homebuyer.
  • Complete NEDCO or Willamette Neighborhood Housing Services homebuying course.
  • Meet one-on-one for a homeownership consultation.
  • Work with an Project Reinvest approved lender (See “Eligible Lenders”)
  • Purchase a home in Lane, Linn, Marion,Clackamas, Coos, Benton, or Lincoln Counties.

What is the cost of Project Reinvest DPA program enrollment?

Program fees include homeownership classes, counseling and loan origination. Additional lending fees may apply. Please speak to your lender for more information.

Do I have to pay this back?

Yes, Project Reinvest DPA is an interest-free loan and will be repaid upon the sale of the home or refinance of the first mortgage.

What is the income criteria for DPA?

Your household must be within 100% of Area Median Income (AMI). Click here to see the breakdown for your household size.

Who are eligible lenders?

To access this DPA you must worked with a Project ReInvest approved lender. Make an appointment to meet with a NEDCO or WNHS homeownership counselor or call the office to get a list of approved lenders:

  • Call NEDCO at (541) 345-7106 or
  • Call WNHS at (541) 752-7220

Do you have any more questions?

  • Call NEDCO at (541) 345-7106 or
  • Call WNHS at (541) 752-7220